Accountants for landlords
and property investors
From a single buy-to-let to a growing portfolio: rental income, capital gains and Section 24, handled properly.
Property tax in three numbers
The rules changed. Most landlords’ planning has not.
Own personally or through a company?
The most-asked landlord question. Here is the honest shape of it.
Company ownership
- Corporation tax rates on rental profits
- Full mortgage interest deduction
- Flexible profit extraction and retention
- Stamp duty and CGT to move existing properties in
- Higher mortgage rates and admin costs
Personal ownership
- Simple: one self assessment covers it
- No transfer costs for what you already own
- CGT annual exempt amount on sales
- Section 24 restricts mortgage interest relief
- Profits stack on top of your other income
Every property, properly accounted for
Mortgage interest relief restrictions, capital gains reporting deadlines and Making Tax Digital have made property tax genuinely complicated for individual landlords.
- Rental income tax returns for any number of properties
- Capital gains tax calculations and 60-day reporting on sales
- Let Property Campaign disclosures handled sensitively
- Straight advice on personal versus limited company ownership
Landlord plans
Landlord questions, answered
More questions? See our full FAQ for answers on property tax, CGT and Section 24.
Should I put my properties in a limited company?
Sometimes, but not nearly as often as the internet suggests. Stamp duty, capital gains and mortgage costs of transferring can outweigh the benefits. We model your actual numbers before recommending anything.
What expenses can I claim against rental income?
Letting agent fees, repairs and maintenance, insurance, and most running costs are allowable. Improvements are treated differently from repairs, and we make sure each cost lands in the right category.
I sold a rental property. What do I need to do?
UK residential sales with tax due must be reported and paid within 60 days of completion. Our property CGT calculator gives you a quick estimate. Tell us as early as possible, ideally before the sale, so we can plan reliefs and file on time.
I'm a landlord who has never declared rental income. What happens next?
Yes. HMRC’s Let Property Campaign offers favourable terms for coming forward voluntarily. We handle the disclosure and negotiate the position for you.
Get your property tax in order
Book a free call about your portfolio, whatever its size. Straight answers, fixed fees, no judgement.