Cash runway calculator
See how many months your cash lasts at today's burn rate, and the date it runs out if nothing changes.
Your cash runway
Change the numbers, the results update instantly.
A simple projection assuming income and outgoings stay constant. Always take advice before acting.
How it works
Monthly burn is your outgoings minus your income. If income covers outgoings, your cash position is stable or growing rather than running down, and this tool shows that as a cash-positive state instead of a countdown. Otherwise, runway is your current cash divided by the monthly burn, giving a rough date you'd run out if nothing changes. Keeping this number current usually comes down to up-to-date bookkeeping, so you're working from real figures rather than guesswork.
Frequently asked questions
What if my income is higher than my outgoings?
Then you're cash-positive, your balance is growing rather than shrinking, and this tool shows that instead of a misleading run-out date.
Does this account for one-off costs?
No, this is a simple constant-rate projection based on your typical monthly income and outgoings. Large one-off costs or income will move the real date.
How often should I check my runway?
Monthly is typical for most small businesses, more often if cash is tight or income is unpredictable.
What should I do if my runway is short?
Options usually include cutting costs, accelerating invoicing, or raising finance. This is common ground for freelancers and contractors with lumpy income, and a free call with us can help you work through the choices.
Related tools
These results are a simplified illustration based on 2026/27 rates, not advice. Your real position depends on your full circumstances. For a personalised answer, book a free consultation.
Numbers looking complicated?
A calculator gives you an estimate. A free call gives you a plan. Book one and we'll work through your actual situation.